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Checking Accounts

Heartland Credit Union offers a variety of checking accounts and services to meet your needs, including Basic Free and Money Management checking. 

Free Checking 

Our completely FREE basic checking requires no minimum balance. It is a non-dividend earning account, but it is a great fit if you want flexibility in your monthly balance. Plus, you still receive the HCU checking account benefits listed below.

Re-order checks | Contact UsCall 217-726-8877

Money Management Checking

If you routinely carry a high balance in your checking account, our Money Management Checking Account may be a great fit for you. The Annual Percentage Yields are tiered at $2,000, $10,000 and $25,000. The higher your balance, the better the dividend returned. Money Management Checking Accounts that fall below the $2,000 minimum balance requirement will be charged a $5 monthly fee.

Re-order checks | Contact UsCall 217-726-8877


Benefits of Heartland Credit Union Checking Accounts

All checking account customers receive:

Re-order checks | Contact UsCall 217-726-8877