Business Accounts Business Checking Account Unlimited Check Writing Free It's Me 247 Online Banking E-Statements Merchant Services Federally insured by the National Credit Union Administration (NCUA) and privately insured by Excess Share Insurance Corporation (ESI) For profit business checking accounts will be assessed a $10.00 monthly maintenance fee if the checking account balance is less than $10,000.00 at month end. Minimum deposit of $5 and $1 one time membership fee required. Terms and conditions apply. This account is subject to change at any time. Current Rates Business Auto Lending We provide Business Auto Loans up to $200,000. Requirements Become a member of Heartland Credit Union by opening a main share saving account with a deposit of $5 and a $1 membership fee. All Business Loans require a Personal Guaranty Personal and Business Tax returns will be required Current Rates The Interest Rate is determined using the Guarantor’s Credit Score Terms and conditions apply. This account is subject to change at any time.