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Checking Accounts

Heartland Credit Union offers a variety of checking accounts and services to meet your needs, including Basic Free and Money Management checking. 

Basic Free Checking 

Our completely FREE basic checking requires no minimum balance. It is a non-dividend earning account, but it is a great fit if you want flexibility in your monthly balance. Plus, you still receive the HCU checking account benefits listed below.

Re-order checks | Contact UsCall 217-726-8877

Money Management Checking

If you routinely carry a high balance in your checking account, our Money Management Checking Account may be a great fit for you. The Annual Percentage Yields are tiered at $2,000, $10,000 and $25,000. The higher your balance, the better the dividend returned. Money Management Checking Accounts that fall below the $2,000 minimum balance requirement will be charged a $5 monthly fee.

Re-order checks | Contact UsCall 217-726-8877


Benefits of Heartland Credit Union Checking Accounts

All checking account customers receive:

Re-order checks | Contact UsCall 217-726-8877