Mobile Banking Delete/Hide this page Whether you're at home, in the office, or on the road, you can always count on being able to take care of business quickly with the HCU Mobile App. Banking has never been so easy.... Check account balances Pay bills Transfer money Deposit checks with Remote Deposit Find the nearest HCU Location or surcharge FREE ATMs Check Rates Request Loan Information The option of using PIN, facial, voice, and thumbprint recognition, or standard username and password to login to the App.* Turn your Check Card on and off within the App. You can continue to use MobiMoney for more advanced Card Control features. *Features may or may not be available based on carrier/phone model.All checks deposited using Mobile Deposit must be endorsed with,"For Mobile Deposit only at HCU". Download our FREE Mobile App today by visiting the App Store or Google Play. What is Remote Deposit? Members have the ability to deposit a check using their smart phone. You may enroll by downloading the HCU mobile app. You may also enroll over the phone by calling us at 217-726-8877. If you are experiencing issues with enrollment, please review the following requirements: You must be a member of the CU in good standing for at least 90 days. Passwords must be 8-20 characters. Usernames cannot be duplicated. If you have more than one account, each account must have its own username. Remote Deposit FAQ How will I know if my enrollment is approved? You will receive a confirmation email once your enrollment in Mobile Deposit has been approved.How long should I keep check? Please keep the original check for 62 days, noting that the check has already been deposited to avoid duplication.When will a deposit post to my account? Approved deposits are not immediately posted to your account. Deposits will be posted by 10:00 am/1:00 pm/5:00 pm Monday-Friday and by 9:30 am and 12:15 pm on Saturday. Any deposit made after 4:30 pm on Monday-Friday will not post until the following business day. Any deposit made after noon on Saturday will not post until the following business day.How do I know if a deposit has been approved or rejected? You will be able to tell the status of your deposit by logging in to Mobile Deposit and selecting the ‘Review’ screen.What are the password requirements for Mobile Deposit? Passwords must be between 8-20 characters. Are there limits to what I can deposit using Mobile Deposit? There are check limits in place for security purposes. The maximum dollar amount per item and per day is $2,500. The maximum number of items deposited per day is 5 and the rolling 30-day limit is $5,000. The credit union does reserve the right to un-enroll any member if the service has been misused. The credit union also has the right to reject any check submitted. For assistance with Mobile Deposit, please contact the Credit Union directly by calling 217-726-8877.