Savings Rates Rates as of April 15, 2019 Saving Rates AccountBranchRateAPYSavings AccountHCU0.500 % 0.500 % Christmas ClubHCU0.600 % 0.600 % Vacation ClubHCU0.600 % 0.600 % IRA Savings AccountHCU0.750 % 0.750 % Round Up Saving Challenge 2019HCU2.000 % 2.020 % Selected Rates current as of 9/19/2019, for approved customers. Money Market Account TermBranchRateAPY$0-$1,999.99HCU0.000 % 0.000 % $2,000-$9,999.99HCU0.550 % 0.550 % $10,000-$24,999.99HCU0.550 % 0.550 % $25,000 and aboveHCU0.650 % 0.650 % Selected Rates current as of 9/19/2019, for approved customers. Platinum Money Market Account TermBranchRateAPY$0 - $24,999.99HCU0.550 % 0.550 % $25,000 - $49,999.99HCU0.700 % 0.700 % $50,000.00-$99,999.99HCU0.950 % 0.950 % $100,000.00 and aboveHCU1.100 % 1.110 % Selected Rates current as of 9/19/2019, for approved customers. Certificate Rates TermBranchRateAPY * $1,000.00 minimum balance is required. 180 day early withdrawal penalty. ** Minimum balance of $5,000 is required. 180 day early withdrawal penalty. Selected Rates current as of 9/19/2019, for approved customers. Teen Club Certificates TermBranchRateAPY3 month*HCU0.500 % 0.500 % 6 month*HCU0.900 % 0.900 % 12 month*HCU1.250 % 1.260 % Selected Rates current as of 9/19/2019, for approved customers.